* {

  margin: 0;
  padding: 0;
}

html {

  height: 100%;
  font-size: 100.01%
}

hr {
  color: black;
  background-color: black;
  width: 680px;
  height: 2px;
}

body { 

  min-height: 101%; 
  font: 100.01%/130% 
  font-family: Times New Roman; 
  color: #000000;
  background-color: #ffffff;
  color: #000000;
  margin-left: 15px;
  margin-top: 15px;
  margin-right: 15px;
  margin-bottom: 15px;
}

a.set2:link, a.set2:visited { 
  background-color: #FFFFFF; 
  color: blue; 
  text-decoration: underline; 
}

a.set2:hover { 
  color: red;
}

.footer {

  font-size: 10px;
  line-height: 14px;
}